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HOW IT WORKS

Your Store Credit Program: Step-by-Step

The Initial Sale

Customer Communications

Repeat Purchases

How Promotions Work

The Power of Long Term Promotions

Small Box Big Benefits

Glossary Of Terms

Glossary Of Terms Page - 2

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WHY GE MONEY?

One Terminal Solution

Comparison to Competitors

Credit Lines

Generous Credit Lines Drive Big Ticket Sales

Credit Line Increases

Credit Line Increases Page - 2

"Meet the Sale Logic" Can Help Increase Sales and Customer Satisfaction

"Meet the Sale Logic" Can Help Increase Sales and Customer Satisfaction Page - 2

Extras

Save on Gift Cards

Partner benefits

Dell discounts

Internet Reporting

Internet Access for Your Cardholders

Internet Access for Retailers

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INCREASE SALES

Grow Your Business

Your Store Credit Program Increases Sales

Calculate Your Sales Increase

Lower Your Costs

Drive Repeat Business

Meet a Customer Need

"Credit helps me afford the product or service I need."

"I'd like to buy something nicer or better."

"I like the benefits of credit."

The Six Pillars of Success

Suggestions from Your Peers

Create Awareness with Advertising

Create Awareness with Free Signage

Create a Credit Culture in Your Store

Increase Sales with Incentives

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SELLING SOLUTIONS

Knowing the Benefits

Benefits to Your Sales Staff

Benefits To Your Customers

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Who Needs Credit

When to Offer Credit

Offer Early In The Sales Process

How To Introduce Credit

Answering Objections

"I'd rather use my sky miles/points card"

"I don't want to pay high interest rates" or "I'd rather pay cash."

"I don't have time for that right now. Besides, it's just a small purchase."

"I don't need credit! I don't want another credit card!"

"I don't think we'd qualify."

"I need to talk to my spouse! I don't have all the information I need!"

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PROCESSING SOLUTIONS

How To Get Started

Step 1

Step 2 and 3

Step 4

Optional Setups

Checking The Application

Review Required Fields

Include All Income

Confirm Signature

Check Payment Protection

Indicate Sale Amount

Two Forms of Identification

Processing An Application

How To Process An Application

What To Do If The System Is Down

Handling A Denial

Reasons For Denials

Check Errors On Application

Check Income

Customer Communication

Processing A Sale

Call-To-Activate

After The Sale

Protect Yourself and Your Customers

Verify The Signatures

Complete The OFP Form

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OTHER INFORMATION

Important Phone Numbers

How to Handle Fraud

Identifying Fraud

Likely Suspects

Cardholder Statement

Focus On Monthly Payments

End of Day Processing

Terminal Report

Merchant Statement

Other Processing

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SUMMARY

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